Savings Rates
Savings & Checking Accounts
| Account Type | Minimum Balance to Earn Dividend | Dividend Rate | APY** |
|---|---|---|---|
| Savings Account | $100 | 0.10% | 0.10% |
| $1,000 | 0.15% | 0.15% | |
| $10,000 | 0.20% | 0.20% | |
| $25,000 | 0.25% | 0.25% | |
| Platinum Checking Account | $1,500 | 0.10% | 0.10% |
| Christmas Club Account | $50 | 0.15% | 0.15% |
| Vacation Club Account | $50 | 0.15% | 0.15% |
Share Certificates
Minimum Balance to open is $1,500
| Term | Dividend Rate | APY** |
|---|---|---|
| 60 Days | 0.15% | 0.15% |
| 90 Days | 1.88% | 1.90% |
| 6 Months | 3.87% | 3.95% |
| 12 Months | 4.16% | 4.25% |
| 18 Months | 3.68% | 3.75% |
| 24 Months | 3.20% | 3.25% |
| 30 Months | 2.81% | 2.85% |
| 36 Months | 2.42% | 2.45% |
| 48 Months | 2.32% | 2.35% |
| 60 Months | 2.22% | 2.25% |
Jumbo Share Certificates
Minimum Balance to open is $50,000
| Term | Dividend Rate | APY** |
|---|---|---|
| 6 Months | 4.11% | 4.20% |
| 12 Months | 4.40% | 4.50% |
| 24 Months | 3.44% | 3.50% |
| 60 Months | 2.47% | 2.50% |
24-Month Jump Up Share Certificates
Minimum Balance to open is $2,500
| Term | Dividend Rate | APY** |
|---|---|---|
| 24 Months | 3.10% | 3.15% |
IRA Share Certificates
Minimum Balance to open is $20
| Term | Dividend Rate | APY** |
|---|---|---|
| 18 Months | 3.92% | 4.00% |
| 24 Months | 3.68% | 3.75% |
| 36 Months | 3.44% | 3.50% |
| 60 Months | 3.44% | 3.50% |
Rates as of 09/30/2024
**APY=Annual Percentage Yield. Rates subject to change without notice. Early withdrawal penalties may apply. Penalty fees may reduce earnings.